Golf Cart or LSV? Better Check Your Coverage!

It is important to review your insurance coverage for your golf cart or Light Speed Vehicle (LSV). While it may seem inconsequential, an accident could reveal that your existing policy does not extend to road usage. Traditional golf cart policies were limited to the golf course and necessary road crossings. However, with South Carolina’s recent mandate for licensing golf carts for road use, older policies are no longer sufficient. Insurance providers have had to adapt their platforms to accommodate licensed golf carts, sometimes classifying them under auto or motorcycle ratings. If you are uncertain about your coverage, contact your agent to confirm that your policy adequately covers a road-licensed golf cart. Ensure you have appropriate protection. We are available to assist with rate comparisons and coverage explanations. Furthermore, your umbrella policy may also be affected. Some insurance providers may not cover golf carts with rear-facing seats, classify them as vehicles, or provide no coverage at all. Therefore, it is essential to review your coverage to understand its implications and ensure protection in the event of an accident. Give us a call, we’d love to help. 843-284-9944 or [email protected].